
Auto Loans
If you're shopping for a new or used car or truck, Your Credit Union is your best choice for financing. Enjoy the following benefits:
- Competitively low interest rates
- Flexible terms:
- Up to 84 months for new vehicles
- Up to 72 months for used vehicles 2020 or newer
- Get Pre-Approved: Improve your bargaining power with 100% financing for qualified borrowers
- Information Is The Key: Our Loan Officers provide up-to-date vehicle valuations and buying advice
- Apply Online: Save time with our online application process
- Re-Finance With Us: Lower your rate and monthly payments by refinancing your current auto loan
- Call Your Credit Union First: Get pre-approved before you shop to negotiate with confidence
Don't wait until you're at the dealership. Apply online or visit one of our branches to speak with a Loan Officer today!
Need Help?
If you have any questions or need assistance, don’t hesitate to contact us. We’re here to help you every step of the way.

Guaranteed Asset Protection (GAP)
The last thing you want to think about right now is a total loss on your new vehicle and paying thousands of dollars for a car you no longer have!

Mechanical Breakdown Protection
With a vehicle service contract, you can add protection against the unexpectedly high cost of vehicle repairs when that unexpected breakdown occurs.

Credit Disability & Credit Life Insurance
Credit Disability and Credit Life Insurance can help ease the financial stress for you and your family should the unexpected occur.
Looking to buy a new or used vehicle? Being a member of CCECU gives you the opportunity to team up with our Auto Advisors’ program to assist you in purchasing your next vehicle.
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Save Time – 1-Stop Shopping Saves You Time
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Save Money – Get Access to Volume Pricing
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It’s Simple No More Negotiating with Dealers
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Over 250 Approved Dealers
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We’ll Find The Car of Your Dreams
Let our Auto Advisors help you acquire your next dream car – new or used at the best possible price.
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Auto Loan Rates
Type | Percent Financed | Approximate Term | As low As APR1 |
---|---|---|---|
New* & Used** (2024-2025) | up to 100% | up to 84 months | 5.90% |
Used** (2021-2023) | up to 100% | up to 72 months | 6.05% |
Used** (2018-2020) | up to 100% | up to 60 months | 5.95% |
*New is considered to be within 1 year and under 10,000 miles
**Used is considered to be between 1 & 7 years old and under 125,000 miles
Motorcycle Loan Rates
Type | Percent Financed | Approximate Term | As low As APR1 |
---|---|---|---|
New 2021-2023 | up to 100% | up to 60 months | 5.94% |
Used | up to 100% | up to 48 months | 7.19% |
1 APR = Annual Percentage Rate. Rates shown reflect maximum discounts available. Certain restrictions apply. Rates are subject to change at any time. Rates are based on individual’s creditworthiness and term selected.
Effective January 1, 2025