Protect your budget from unexpected repair bills.

Today’s vehicles are more complex, and more expensive to fix, than ever. A single engine or transmission repair can cost thousands. Mechanical Repair Coverage from CCECU helps pay for covered parts and labor when a breakdown happens, so you can get back on the road without the financial stress.

Choose the plan that fits your vehicle

• Platinum: our most complete coverage. It covers all factory-installed mechanical and electrical parts, except a short list of exclusions.
• Gold: broad coverage across engine, transmission, drive axle, steering, suspension, brakes, A/C, electrical and high-tech electronics.
• Silver: strong coverage for the parts that matter most: engine, transmission, transfer case, drive axle, cooling, fuel, steering, suspension, A/C, brakes and electrical.
• Copper: essential powertrain protection for engine, transmission, transfer case and drive axle.

All plans include seals and gaskets coverage, coverage for permissible commercial use, and coverage for lift kits and oversized tires.

Extra benefits included with every plan

• Car rental reimbursement: up to $250 per covered repair visit, depending on the repair cost
• Trip interruption: up to $100 a day for lodging and meals (up to $300 total) if a covered breakdown happens more than 100 miles from home
• 24/7 emergency roadside assistance: towing, jump starts, flat tire changes, fluid delivery and lockout help, up to $100 per incident
• Tire road hazard: repair or replacement of tires damaged by potholes, nails and other road debris
• No deductible on any of these benefits

Coverage that works on your terms

• Use any licensed repair facility in the U.S. or Canada
• Coverage is available for new and pre-owned vehicles
• Transferable once to a private buyer if you sell your vehicle
• Cancel within 60 days for a full refund if no claims have been filed. After that, you’ll get a pro-rated refund, minus a small administrative fee.

Get a quote

Adding coverage takes just a few minutes when you finance with us, and it can be included in your loan payment. Contact us at 727-442-7746 or stop by the branch to learn more.

Coverage, terms, and benefits vary by plan. See your Vehicle Service Contract for complete details, including exclusions and limitations.