Account Fees
Membership Application Fee $15
(waived for members under 22 years old)
Savings No monthly maintenance fee
($5 initial deposit)
Checking No monthly maintenance fee
(no minimum balance)
Prime Checking No monthly maintenance fee
($1,000 to earn dividends)
Business Checking $10 monthly fee
(Low-Cost Business Account)
Christmas Club* No monthly maintenance fee
($5 initial deposit, interst paid Octoer 31st annually)
Money Market Min. $100 to earn dividends
(Dividends Paid on Avg. Daily Balance Monthly)
Special Savings No monthly maintenance fee
($25 initial deposit)
Other Fees and Services
Paper Statement $1/cycle
Insufficient Funds Return $34 each
Overdraft Transfer from Savings $5 each
Stop Payment $30 each
Return Deposited Item /Loan Payment $30 each
Statement or Check Copy $3 each
Inactive/Dormant Account Fee $10 per month
Early Account Closing $25
(within 180 days of opening)
Research/Reconciliation $25 hour
Excessive Withdrawal* $5/$10 each*
Cashier's Check to Third Party $5 each
Money Orders $2 each
Foreign Check Collection At Cost
Levies, Garnishment Or IRS Processing $100
Non-Member Check Cashing (CCECU Checks) $10 each
Returned Mail/Bad Address $5 each
VISA® Reloadable Card
Purchase & Initial Load $4 each
Additional Load of Card $1.50 each
Debit Cards
Replacement Debit Card (Unless Damaged) $10 each
Rush Orders At Cost
Temporary Debit Card $5 each
Credit Cards
Replacement Credit Card (Unless Damaged) $10 each
Rush Orders At Cost
Balance Transfers $10 each
Wire Transfers
Outgoing – Domestic $20 each
Incoming - Domestic $10 each
Safe Deposit Boxes
3 X 5 X 22 $40 per year
3 X 10 X 22 $50 per year
5 X 10 X 22 $60 per year
10 X 10 X 22 $85 per year
Key Deposit $10
Safe Deposit Box Drilling At Cost
Free Services
Online & Mobile Banking FREE
Debit Card Controls & Alerts FREE
24-Hour Telephone Banking FREE
Bill Pay FREE
Mobile Deposit FREE
Zelle FREE
Notary (Members Only) FREE
Shared Branching FREE
CoOp and Publix Presto ATMs FREE
eStatements FREE
AutoAdvisor FREE
And Much More!
*Excessive Withdrawal for Christmas Club is any withdrawal made between January 1st and October 31st with a $5/withdrawal fee. Money Market Accounts allow 3 monthly withdrawals. Additional withdrawals are $10 each
Effective May 1, 2024