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Loan Rates

Effective February 21, 2024
Contact us for more information.

Vehicle Loan Rates
Type Percent
Financed		 Approximate
Term		 As low As
APR1
New* & Used** (2023-2024) up to 100% up to 84 months 6.00%
Used** (2020-2022) up to 100% uo to72 months 6.50%
Used** (2017-2019) up to 100% up to 60 months 6.50%

*New Vehicles. New vehicles are vehicles of the current or previous model year or newer with less than 10,000 miles.
**Used Vehicles. Used vehicles are vehicles older than the current model year up to 7 model years in age and no more than 125,000 miles.

 

Home Equity Loan Rates
Term

Loan to Value

 As low As APR1
Up to 60 months closed end/fixed rate Up to 80% 7.75%
61 months up to 120 months closed end/fixed rate Up to 80% 8.25%
121 months up to 180 months closed end/fixed rate Up to 80% 8.75%

Home Equity Line of Credit Rates
Term

Loan to Value

 As low As APR1
10 year draw/10 year payout
(For a total of 20 years)		 Up to 80% 8.50%

Watercraft Loan Rates
Type Percent
Financed		 Approximate
Term		 As low As
APR1
New up to 90% 60-120 months 6.10%
Used up to 90% 36-72 months 6.10%
 

Motorcycle Loan Rates
Type Percent
Financed		 Approximate
Term		 As low As
APR1
New 2021-2023 up to 100% up to 60 months 5.94%
Used up to 100% up to 48 months 7.19%
       

Other Loan Rates
Type   Approximate
Term		 As low As
APR1
Personal Loans   12-60 months 9.95%
SmartLine Line of Credit   8.19%
Share Secured Loan   3% over share dividend rate
Overdraft Protection Loan   12.70%

1 APR = Annual Percentage Rate. Rates shown reflect maximum discounts available. Certain restrictions apply. Rates are subject to change at any time. Rates are based on individual’s creditworthiness and term selected