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Share Rates

Effective July 1, 2020
Rates subject to change without notice.

Share (Savings) Rates
Account Type Minimum
Balance to Open
Minimum
Balance to Earn Int/DIV
Dividend
Frequency
Dividend
Rate
Annual
Percentage
Yield
Regular Shares*

$5/$15 membership fee

$100.00 Monthly* .10% .10%
           
Account Type Minimum
Balance
Minimum
Balance to Earn Int/DIV
Interest
Frequency
Interest
Rate
Annual
Percentage
Yield
Christmas Club1 $5 None Annually .50% .50%
Young Millionaires Club** $5 $25.00 Monthly** .10% .10%
Vacation Club $25 $25 Monthly .10% .10%
Lighthouse Savings2 $100 $100 Monthly .25% .25%
Prime Checking*** N/A $1,000.00 Monthly

.05%

.05%
IRA Share Savings $5 $100.00*  Monthly .25% .25%
*$100 Average Daily Balance required to earn dividend
**$5 Average Daily Balance required to earn dividend
***$1,000 Average Daily Balance required to earn interestFees may reduce earnings on savings accounts.¹Christmas Club dividends paid October 31st annually
²Pledge Direct Deposit of at least $25 each payday required. Certain restrictions apply. Ask for details.
           
Regular Certificate Rates
Term Minimum
Balance
  Interest
Frequency
Interest
Rate
Annual
Percentage
Yield
6 Months $500   Monthly 0.20% 0.20%
12 Months $500   Monthly 0.30% 0.30%
24 Months $500   Monthly 0.40% 0.40%
36 Months $500   Monthly 0.60% 0.60%
48 Months $500   Monthly 0.70% 0.70%
60 Months $500   Monthly 0.90% 0.90%
 
IRA Certificate Rates
Account Type Minimum
Balance
  Interest
Frequency
Interest
Rate
Annual
Percentage
Yield
6 Months $500   Monthly 0.20% 0.20%
12 Months $500   Monthly 0.30% 0.30%
24 Months $500   Monthly 0.40% 0.40%
36 Months $500   Monthly 0.60% 0.60%
48 Months $500   Monthly 0.70% 0.70%
60 Months $500   Monthly 0.90% 0.90%